Why Mission Fed is Perfect for San Diego College Students

September 28, 2018 | Eve Breunig

College students often have limited resources of time and money, so when it comes to banking, students should choose the financial institution that’s right for them. There’s a lot to consider, from account fees to branch access and more, so it’s important to make sure the institution you’re considering has accounts and benefits that work for your needs.

Avoid fees

Start by investigating whether there are fees attached to a basic checking account. Many institutions offer checking accounts without maintenance fees, but there could be other fees elsewhere. Look for free checking accounts with free online access to avoid fees when you’re already low on funds. Mission Federal Credit Union offers Free Checking with eStatements, which includes access to Mobile and Online Banking. Additionally, because students are often on a tight budget, it can be difficult to maintain a high balance, so look for accounts that require no or a low minimum balance. If you are able to save money, make sure your Savings Account has a competitive rate, like the ones at Mission Fed.

Tools to manage your money

When you’re first learning to manage your money and keep track of your bank account, it can feel intimidating. Free tools from Mission Federal Credit Union can help you learn how to bank smart. Look for Mobile and Online Banking tools to help you save money, create a budget or reach certain financial goals. There may even be text or email alerts available to help you track your spending. As you search for the right San Diego financial institution for you, see what tools you might have access to that could help make budgeting and managing your money as easy and transparent as possible. To make it easy for you to open an account, Mission Fed has more than 30 locations throughout San Diego County, many online tools and applications, and a local Contact Center.

Accessibility and service

Even if you prefer online or mobile banking, you’ll still need access to a local branch and a fee-free ATM network. There are times you’ll need customer service assistance and you might have questions or transactions that are best completed in-person. Mission Federal Credit Union has branches close to your school, work or home so you have easy access when you need it. Plus, with 30,000 fee-free CO-OP ATMs nationwide, including many in 7-Eleven Stores, you’re covered even when you travel on breaks.

Mission Fed helps students bank smart

Mission Federal Credit Union understands that students have unique banking needs, so we offer a variety of accounts and services to help you. Our free Checking Account with eStatements saves you money by eliminating the monthly fee. You get 24/7 access to Online Banking and free Mission Fed Mobile Banking Apps, with Online Bill Pay, eDocuments and easy transfers. Keep track of your spending with email or text notifications, and make savings goals and create a budget to keep you spending and saving smart. If you have questions, our representatives can answer them at any branch, by phone, email or WebChat. And, as always, your Platinum Debit Card and check writing are free with your Mission Fed Checking Account. When you need to stop by, we have over 30 branches throughout San Diego County, so you’re sure to find a branch that’s convenient for you.

At Mission Fed, people are our priority and we love helping members reach their financial goals. For students, that starts with low fees, bottom line rates and knowledgeable customer service you can count on. Go online and see why we’re the right financial institution for you!

The content provided in this blog consists of the opinions and ideas of the author alone and should be used for informational purposes only. Mission Federal Credit Union disclaims any liability for decisions you make based on the information provided. References to any specific commercial products, processes, or services, or the use of any trade, firm, or corporation name in this article by Mission Federal Credit Union is for the information and convenience of its readers and does not constitute endorsement, control or warranty by Mission Federal Credit Union.

Eve Breunig

Eve Breunig

Eve Breunig, VP Sales Development Manager, has 30+ years of experience in Financial Services but continues to learn something new every day. She has been with the Mission Fed Management Team for 4 years and is grateful to be part of a growing organization that focuses on its members. When she’s not at one of our branches, Eve is doing Pilates, cycling and spending as much time as possible with her husband, family and friends.

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