Home Loans

Becoming a homeowner is a great step in the right direction in helping to secure a better financial future for yourself. No longer do your monthly rent checks go into someone else’s hands — now, by paying off your mortgage, you are essentially investing in yourself. But, with this financial investment comes higher monthly payments and unforeseen costs, and new homeowners often find themselves strapped for cash.
Purchasing a home is one of the most important financial investments you will ever make. Each payment on your mortgage will bring you one step closer to owning your home, rather than renting, where your payments end up in your landlord’s pocket.
The anticipation of buying a new home can cause you to feel both excited and simultaneously overwhelmed. Although your Pinterest-inspired dreams of wooden floorboards, bay windows, and an open plan kitchen are ready to become a reality; there are some logistical and administrative mountains you still have to climb.

Buying your first home is one of life’s most satisfying moments. It’s a big deal, worthy of celebration, balloons, and of course, a rousing housewarming party. But, before you start whipping up the fresh guacamole and inviting your new neighbors to celebrate, there are a few logistical hoops you will have to jump through when going through the process of homeownership.

Mission Federal Credit Union has been serving the financial needs of San Diegans since 1961, and now with more than 245,000 members—we’re also the largest locally based financial institution exclusively serving San Diego County. Learn why so many San Diegans trust us with their financial needs.
Financial education comes in many forms. Join us for an in-person event to learn more about buying or selling a home or how you can plan for Long-Term Care. Find out more at these educational workshops throughout San Diego County.
Are you dreaming of making your home energy efficient, expanding your kitchen and dining room to host dinner parties, or are you sending your young adult off to college in the fall? If yes, the equity in your home can help! Before you charge a credit card or pull money from your savings, take advantage of your equity with a Home Equity Loan or Home Equity Line of Credit (HELOC) with a great rate!
Buying a home is a big step, and when you’re looking to buy a home in San Diego in today’s market, it can feel particularly intimidating. We surveyed 400 San Diegans and asked about their thoughts on purchasing a home in today’s market. The results highlighted that 31.1% of participants said their biggest fear is not being able to afford a home in San Diego. Mission Federal Credit Union is here to help with low rates and competitive products to help you make homeownership affordable.
If you’re looking for the right home and home loan, Mission Fed can help. Our tailored Home Loans can help you purchase a home and stay within your budget. Our trusted partner, HomeAdvantage®, can make the process even simpler by offering a one-stop-shop for listings, Real Estate Agents and more. Plus, HomeAdvantage overs Cash Rewards up to 20% of your HomeAdvantage Agent’s commission. Mission Fed can help you get a Home Loan and find the house you’ve been dreaming of.
Would you like lower payments and low or no fees? How about enjoying quality service, too? Then see what Mission Fed can do for you! Over 230,000 customers like what we do for them and our local community. Find out what they already know—that as the largest, locally based financial institution exclusively serving San Diego County, we have the home-field advantage—and that means great benefits. Try out a local favorite in banking today.

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